WORK ACCIDENTS

Claiming for injuries in the Workplace

Every year, almost half of all accidents that occur happen in the workplace. Some employees may find it difficult to bring a claim for compensation if injuries have been suffered as they may fear the possible “repercussions” if they take the firm that they are working for to court.

These fears, however, are largely groundless as all employers are obliged by law to have Employer’s Liability Insurance. This is a type of insurance which should cover them if an employee is injured in the workplace and wishes to claim compensation for this. Employers are not allowed to by law discriminate against employees simply because they are pursuing a legitimate compensation claim, and if they do, this can result in further action being taken against the firm.

Should you be the victim of an accident at work, it is important that you make sure it is reported, as this can be used as evidence that your accident occurred. Accidents, no matter how minor, should be recorded in the company’s accident book, which is obligatory for companies with 10 employees or more. If you have to miss work because of your injuries, then you should make sure you get statutory sick pay which can be paid for up to 28 weeks to those unable to work due to illness or injury.

Your claim for compensation will likely hinge on whether you can prove the negligence of your employer. They must provide:

  1. Safe premises in which to work.
  2. Safe working procedure.
  3. Suitable materials and equipment, with adequate supervision.
  4. Competent staff.

Just like other types of accidents, you have 3 years to make a claim from the date of the accident and you should not hesitate to make a claim if you have suffered as your employer should be insured.

There are different types of compensation that you can claim for, and these will cover the different types of loss that you experience. These could be:

  1. Loss of income – if you have had to take time off work and lost your salary as a result of the injury.
  2. Travel expenses – if you have had to travel for medical treatment, you may be able to claim the costs of this back.
  3. Medical costs – if you have had to obtain private medical care as it was not an option on the NHS, you could reclaim these costs.
  4. Pain and suffering – this is the most common type of compensation and you will, as a minimum, receive compensation for the injury itself.

As with other types of accidents that we deal with, you should be able to pursue a claim under a ‘No Win No Fee’ agreement. If you’ve suffered an injury and you would like to discuss your options, contact us today to see how we can help make it right. Either complete our simple call back form or call us for free on 0800 170 7070.

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